Village Bank and Trust, National Association

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

234 W Northwest Hwy, Arlington Heights, IL 60004

Financial Overview

Total Assets $3.47B
Total Deposits $2.83B
Profitability (ROA) 2.28%
Shareholder Return (ROE) 22.44%
Capital Cushion (Eq/Assets) 10.44%
Established 05/08/1995

Financial Health Analysis

Village Bank and Trust, National Association is a currently active commercial lending specialization banking institution headquartered in Arlington Heights, Illinois. Established in 05/08/1995, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Village Bank and Trust, National Association manages $3.47B in total assets and holds $2.83B in customer deposits. When evaluating the stability of Village Bank and Trust, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.44%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.28%, while its Return on Equity (ROE) sits at 22.44%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$353.5M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.bankatvillage.com

FDIC Certificate #: 34011

Specialization: Commercial Lending Specialization

Location

234 W Northwest Hwy

Arlington Heights, Illinois 60004

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