Old Plank Trail Community Bank, National Association

Chartered Bank Active FDIC Insured
Health Score
9.4 / 10

280 Veterans Pkwy, New Lenox, IL 60451

Financial Overview

Total Assets $3.32B
Total Deposits $2.89B
Profitability (ROA) 1.28%
Shareholder Return (ROE) 14.74%
Capital Cushion (Eq/Assets) 8.61%
Established 03/16/2006

Financial Health Analysis

Old Plank Trail Community Bank, National Association is a currently active commercial lending specialization banking institution headquartered in New Lenox, Illinois. Established in 03/16/2006, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Old Plank Trail Community Bank, National Association manages $3.32B in total assets and holds $2.89B in customer deposits. When evaluating the stability of Old Plank Trail Community Bank, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.61%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.28%, while its Return on Equity (ROE) sits at 14.74%. These robust metrics contribute to an overall health score of 9.4 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$192.6M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.oldplanktrailbank.com

FDIC Certificate #: 58314

Specialization: Commercial Lending Specialization

Location

280 Veterans Pkwy

New Lenox, Illinois 60451

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