The Warrington Bank
4093 Barrancas Ave, Pensacola, FL 32507
Financial Overview
Financial Health Analysis
The Warrington Bank is a currently active other specialized under 1 billion banking institution headquartered in Pensacola, Florida. Established in 03/18/1953, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, The Warrington Bank manages $172.3M in total assets and holds $143.6M in customer deposits. When evaluating the stability of The Warrington Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 16.57%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.64%, while its Return on Equity (ROE) sits at 3.89%. These metrics result in a moderate health score of 7.1 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$35.9M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.warringtonbank.com
FDIC Certificate #: 17193
Specialization: Other Specialized Under 1 Billion