The Warrington Bank

Chartered Bank Active FDIC Insured
Health Score
7.1 / 10

4093 Barrancas Ave, Pensacola, FL 32507

Financial Overview

Total Assets $172.3M
Total Deposits $143.6M
Profitability (ROA) 0.64%
Shareholder Return (ROE) 3.89%
Capital Cushion (Eq/Assets) 16.57%
Established 03/18/1953

Financial Health Analysis

The Warrington Bank is a currently active other specialized under 1 billion banking institution headquartered in Pensacola, Florida. Established in 03/18/1953, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The Warrington Bank manages $172.3M in total assets and holds $143.6M in customer deposits. When evaluating the stability of The Warrington Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 16.57%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.64%, while its Return on Equity (ROE) sits at 3.89%. These metrics result in a moderate health score of 7.1 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$35.9M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.warringtonbank.com

FDIC Certificate #: 17193

Specialization: Other Specialized Under 1 Billion

Location

4093 Barrancas Ave

Pensacola, Florida 32507

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