Bank of Pensacola

Bank of Pensacola is a currently active all other under 1 billion banking institution headquartered in Pensacola, Florida. Established in 10/26/1973, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Bank of Pensacola manages $142.6M in total assets and holds $128.5M in customer deposits. When evaluating the stability of Bank of Pensacola, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.64%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.98%, while its Return on Equity (ROE) sits at 10.25%. These robust metrics contribute to an overall health score of 9.8 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.