Peoples Bank of Wyaconda, Missouri

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

310 S Johnson St, Kahoka, MO 63445

Financial Overview

Total Assets $145.0M
Total Deposits $128.2M
Profitability (ROA) 1.42%
Shareholder Return (ROE) 14.01%
Capital Cushion (Eq/Assets) 10.15%
Established 12/17/1914

Financial Health Analysis

Peoples Bank of Wyaconda, Missouri is a currently active agricultural specialization banking institution headquartered in Kahoka, Missouri. Established in 12/17/1914, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Peoples Bank of Wyaconda, Missouri manages $145.0M in total assets and holds $128.2M in customer deposits. When evaluating the stability of Peoples Bank of Wyaconda, Missouri, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.15%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.42%, while its Return on Equity (ROE) sits at 14.01%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$42.7M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: http://www.pbwbank.com

FDIC Certificate #: 15415

Specialization: Agricultural Specialization

Location

310 S Johnson St

Kahoka, Missouri 63445

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