Peoples Bank Co.

Chartered Bank Active FDIC Insured
Health Score
7.5 / 10

8537 Main St, Altenburg, MO 63732

Financial Overview

Total Assets $144.1M
Total Deposits $121.8M
Profitability (ROA) 0.67%
Shareholder Return (ROE) 8.10%
Capital Cushion (Eq/Assets) 7.74%
Established 01/01/1910

Financial Health Analysis

Peoples Bank Co. is a currently active agricultural specialization banking institution headquartered in Altenburg, Missouri. Established in 01/01/1910, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Peoples Bank Co. manages $144.1M in total assets and holds $121.8M in customer deposits. When evaluating the stability of Peoples Bank Co., one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.74%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.67%, while its Return on Equity (ROE) sits at 8.10%. These metrics result in a moderate health score of 7.5 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$40.6M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: peoplesbankco.com

FDIC Certificate #: 12226

Specialization: Agricultural Specialization

Location

8537 Main St

Altenburg, Missouri 63732

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