Patriot Bank, National Association
999 Bedford St, Stamford, CT 06905
Financial Overview
Financial Health Analysis
Patriot Bank, National Association is a currently active commercial lending specialization banking institution headquartered in Stamford, Connecticut. Established in 08/31/1994, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Patriot Bank, National Association manages $1.18B in total assets and holds $1.06B in customer deposits. When evaluating the stability of Patriot Bank, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.56%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.52%, while its Return on Equity (ROE) sits at 5.80%. These metrics result in a moderate health score of 6.7 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$132.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.bankpatriot.com
FDIC Certificate #: 33928
Specialization: Commercial Lending Specialization