Patriot Bank, National Association

Chartered Bank Active FDIC Insured
Health Score
6.7 / 10

999 Bedford St, Stamford, CT 06905

Financial Overview

Total Assets $1.18B
Total Deposits $1.06B
Profitability (ROA) 0.52%
Shareholder Return (ROE) 5.80%
Capital Cushion (Eq/Assets) 8.56%
Established 08/31/1994

Financial Health Analysis

Patriot Bank, National Association is a currently active commercial lending specialization banking institution headquartered in Stamford, Connecticut. Established in 08/31/1994, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Patriot Bank, National Association manages $1.18B in total assets and holds $1.06B in customer deposits. When evaluating the stability of Patriot Bank, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.56%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.52%, while its Return on Equity (ROE) sits at 5.80%. These metrics result in a moderate health score of 6.7 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$132.7M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.bankpatriot.com

FDIC Certificate #: 33928

Specialization: Commercial Lending Specialization

Location

999 Bedford St

Stamford, Connecticut 06905

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