Northwest Community Bank

Chartered Bank Active FDIC Insured
Health Score
6.3 / 10

86 Main St, Winsted, CT 06098

Financial Overview

Total Assets $1.23B
Total Deposits $1.06B
Profitability (ROA) 0.49%
Shareholder Return (ROE) 7.05%
Capital Cushion (Eq/Assets) 6.88%
Established 07/15/1875

Financial Health Analysis

Northwest Community Bank is a currently active commercial lending specialization banking institution headquartered in Winsted, Connecticut. Established in 07/15/1875, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Northwest Community Bank manages $1.23B in total assets and holds $1.06B in customer deposits. When evaluating the stability of Northwest Community Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 6.88%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.49%, while its Return on Equity (ROE) sits at 7.05%. These metrics result in a moderate health score of 6.3 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$71.0M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.nwcommunitybank.com

FDIC Certificate #: 18229

Specialization: Commercial Lending Specialization

Location

86 Main St

Winsted, Connecticut 06098

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