Frontier Bank
200 S Main St, Lamar, CO 81052
Financial Overview
Financial Health Analysis
Frontier Bank is a currently active agricultural specialization banking institution headquartered in Lamar, Colorado. Established in 08/25/1934, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Frontier Bank manages $432.0M in total assets and holds $384.9M in customer deposits. When evaluating the stability of Frontier Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.78%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.11%, while its Return on Equity (ROE) sits at 21.18%. These robust metrics contribute to an overall health score of 9.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$48.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.frontierbankco.com
FDIC Certificate #: 14730
Specialization: Agricultural Specialization