Farmers State Bank of Calhan
1500 8th St, Calhan, CO 80808
Financial Overview
Financial Health Analysis
Farmers State Bank of Calhan is a currently active all other under 1 billion banking institution headquartered in Calhan, Colorado. Established in 08/16/1916, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Farmers State Bank of Calhan manages $418.4M in total assets and holds $338.2M in customer deposits. When evaluating the stability of Farmers State Bank of Calhan, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 6.18%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.01%, while its Return on Equity (ROE) sits at 16.43%. These robust metrics contribute to an overall health score of 8.5 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$84.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.