Columbia Bank

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

445 Se Main St, Roseburg, OR 97470

Financial Overview

Total Assets $66.01B
Total Deposits $53.61B
Profitability (ROA) 1.19%
Shareholder Return (ROE) 9.84%
Capital Cushion (Eq/Assets) 12.07%
Established 11/09/1953

Financial Health Analysis

Columbia Bank is a currently active commercial lending specialization banking institution headquartered in Roseburg, Oregon. Established in 11/09/1953, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Columbia Bank manages $66.01B in total assets and holds $53.61B in customer deposits. When evaluating the stability of Columbia Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.07%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.19%, while its Return on Equity (ROE) sits at 9.84%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$142.6M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.columbiabank.com/

FDIC Certificate #: 17266

Specialization: Commercial Lending Specialization

Location

445 Se Main St

Roseburg, Oregon 97470

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