Pioneer Trust Bank, National Association

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

109 Commercial St Ne, Salem, OR 97301

Financial Overview

Total Assets $711.9M
Total Deposits $601.4M
Profitability (ROA) 2.53%
Shareholder Return (ROE) 17.11%
Capital Cushion (Eq/Assets) 15.09%
Established 01/01/1924

Financial Health Analysis

Pioneer Trust Bank, National Association is a currently active commercial lending specialization banking institution headquartered in Salem, Oregon. Established in 01/01/1924, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Pioneer Trust Bank, National Association manages $711.9M in total assets and holds $601.4M in customer deposits. When evaluating the stability of Pioneer Trust Bank, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 15.09%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.53%, while its Return on Equity (ROE) sits at 17.11%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$300.7M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: WWW.PIONEERTRUSTBANK.COM

FDIC Certificate #: 19827

Specialization: Commercial Lending Specialization

Location

109 Commercial St Ne

Salem, Oregon 97301

Open in Google Maps →

Map