Pioneer Trust Bank, National Association
109 Commercial St Ne, Salem, OR 97301
Financial Overview
Financial Health Analysis
Pioneer Trust Bank, National Association is a currently active commercial lending specialization banking institution headquartered in Salem, Oregon. Established in 01/01/1924, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Pioneer Trust Bank, National Association manages $711.9M in total assets and holds $601.4M in customer deposits. When evaluating the stability of Pioneer Trust Bank, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 15.09%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.53%, while its Return on Equity (ROE) sits at 17.11%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$300.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: WWW.PIONEERTRUSTBANK.COM
FDIC Certificate #: 19827
Specialization: Commercial Lending Specialization