Banner Bank

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

10 S 1st Ave, Walla Walla, WA 99362

Financial Overview

Total Assets $16.34B
Total Deposits $13.93B
Profitability (ROA) 1.38%
Shareholder Return (ROE) 11.58%
Capital Cushion (Eq/Assets) 11.95%
Established 01/01/1890

Financial Health Analysis

Banner Bank is a currently active commercial lending specialization banking institution headquartered in Walla Walla, Washington. Established in 01/01/1890, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Banner Bank manages $16.34B in total assets and holds $13.93B in customer deposits. When evaluating the stability of Banner Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.95%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.38%, while its Return on Equity (ROE) sits at 11.58%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$94.8M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.bannerbank.com

FDIC Certificate #: 28489

Specialization: Commercial Lending Specialization

Location

10 S 1st Ave

Walla Walla, Washington 99362

Open in Google Maps →

Map