Heritage Bank

Heritage Bank is a currently active commercial lending specialization banking institution headquartered in Olympia, Washington. Established in 01/01/1927, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Heritage Bank manages $8.49B in total assets and holds $7.26B in customer deposits. When evaluating the stability of Heritage Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 13.22%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.15%, while its Return on Equity (ROE) sits at 8.66%. These robust metrics contribute to an overall health score of 9.6 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.