Wintrust Bank, National Association

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

231 S La Salle St, Chicago, IL 60604

Financial Overview

Total Assets $9.28B
Total Deposits $7.93B
Profitability (ROA) 1.98%
Shareholder Return (ROE) 17.33%
Capital Cushion (Eq/Assets) 11.83%
Established 09/14/1994

Financial Health Analysis

Wintrust Bank, National Association is a currently active commercial lending specialization banking institution headquartered in Chicago, Illinois. Established in 09/14/1994, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Wintrust Bank, National Association manages $9.28B in total assets and holds $7.93B in customer deposits. When evaluating the stability of Wintrust Bank, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.83%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.98%, while its Return on Equity (ROE) sits at 17.33%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$214.3M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.wintrustbank.com

FDIC Certificate #: 33935

Specialization: Commercial Lending Specialization

Location

231 S La Salle St

Chicago, Illinois 60604

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