Wintrust Bank, National Association
231 S La Salle St, Chicago, IL 60604
Financial Overview
Financial Health Analysis
Wintrust Bank, National Association is a currently active commercial lending specialization banking institution headquartered in Chicago, Illinois. Established in 09/14/1994, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Wintrust Bank, National Association manages $9.28B in total assets and holds $7.93B in customer deposits. When evaluating the stability of Wintrust Bank, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.83%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.98%, while its Return on Equity (ROE) sits at 17.33%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$214.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.wintrustbank.com
FDIC Certificate #: 33935
Specialization: Commercial Lending Specialization