Western Alliance Bank

Western Alliance Bank is a currently active commercial lending specialization banking institution headquartered in Phoenix, Arizona. Established in 02/03/2003, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Western Alliance Bank manages $98.77B in total assets and holds $83.22B in customer deposits. When evaluating the stability of Western Alliance Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.81%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.73%, while its Return on Equity (ROE) sits at 9.01%. These robust metrics contribute to an overall health score of 8.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.