West Point Bank

West Point Bank is a currently active commercial lending specialization banking institution headquartered in Radcliff, Kentucky. Established in 07/01/1914, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, West Point Bank manages $570.5M in total assets and holds $486.2M in customer deposits. When evaluating the stability of West Point Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 6.97%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.20%, while its Return on Equity (ROE) sits at 17.16%. These robust metrics contribute to an overall health score of 8.8 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.