WesBanco Bank, Inc.

Chartered Bank Active FDIC Insured
Health Score
9.7 / 10

1 Bank Plz, Wheeling, WV 26003

Financial Overview

Total Assets $27.42B
Total Deposits $21.84B
Profitability (ROA) 1.37%
Shareholder Return (ROE) 9.01%
Capital Cushion (Eq/Assets) 15.28%
Established 01/20/1870

Financial Health Analysis

WesBanco Bank, Inc. is a currently active commercial lending specialization banking institution headquartered in Wheeling, West Virginia. Established in 01/20/1870, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, WesBanco Bank, Inc. manages $27.42B in total assets and holds $21.84B in customer deposits. When evaluating the stability of WesBanco Bank, Inc., one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 15.28%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.37%, while its Return on Equity (ROE) sits at 9.01%. These robust metrics contribute to an overall health score of 9.7 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$86.0M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.wesbanco.com

FDIC Certificate #: 803

Specialization: Commercial Lending Specialization

Location

1 Bank Plz

Wheeling, West Virginia 26003

Open in Google Maps →

Map