Webster Bank, National Association

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

1959 Summer St, Stamford, CT 06905

Financial Overview

Total Assets $85.53B
Total Deposits $69.39B
Profitability (ROA) 1.24%
Shareholder Return (ROE) 10.78%
Capital Cushion (Eq/Assets) 11.31%
Established 01/01/1870

Financial Health Analysis

Webster Bank, National Association is a currently active commercial lending specialization banking institution headquartered in Stamford, Connecticut. Established in 01/01/1870, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Webster Bank, National Association manages $85.53B in total assets and holds $69.39B in customer deposits. When evaluating the stability of Webster Bank, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.31%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.24%, while its Return on Equity (ROE) sits at 10.78%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$355.8M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.websterbank.com

FDIC Certificate #: 18221

Specialization: Commercial Lending Specialization

Location

1959 Summer St

Stamford, Connecticut 06905

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