Town & Country Bank Midwest
524 N 30th St, Quincy, IL 62301
Financial Overview
Financial Health Analysis
Town & Country Bank Midwest is a currently active commercial lending specialization banking institution headquartered in Quincy, Illinois. Established in 01/01/1910, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Town & Country Bank Midwest manages $286.6M in total assets and holds $244.4M in customer deposits. When evaluating the stability of Town & Country Bank Midwest, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 14.45%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 3.28%, while its Return on Equity (ROE) sits at 22.99%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$40.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.tcbankmidwest.com
FDIC Certificate #: 10460
Specialization: Commercial Lending Specialization