The Western State Bank

The Western State Bank is a currently active agricultural specialization banking institution headquartered in Garden City, Kansas. Established in 06/19/1973, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The Western State Bank manages $824.8M in total assets and holds $740.1M in customer deposits. When evaluating the stability of The Western State Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.81%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.37%, while its Return on Equity (ROE) sits at 24.00%. These robust metrics contribute to an overall health score of 9.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.