The National Grand Bank of Marblehead

The National Grand Bank of Marblehead is a currently active mortgage lending specialization banking institution headquartered in Marblehead, Massachusetts. Established in 01/01/1831, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The National Grand Bank of Marblehead manages $442.3M in total assets and holds $364.5M in customer deposits. When evaluating the stability of The National Grand Bank of Marblehead, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.27%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.61%, while its Return on Equity (ROE) sits at 6.61%. These metrics result in a moderate health score of 7.5 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.