The National Bank of Blacksburg

Chartered Bank Active FDIC Insured
Health Score
9.6 / 10

100 S Main St, Blacksburg, VA 24060

Financial Overview

Total Assets $1.83B
Total Deposits $1.65B
Profitability (ROA) 1.12%
Shareholder Return (ROE) 12.51%
Capital Cushion (Eq/Assets) 9.01%
Established 01/01/1891

Financial Health Analysis

The National Bank of Blacksburg is a currently active commercial lending specialization banking institution headquartered in Blacksburg, Virginia. Established in 01/01/1891, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The National Bank of Blacksburg manages $1.83B in total assets and holds $1.65B in customer deposits. When evaluating the stability of The National Bank of Blacksburg, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.01%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.12%, while its Return on Equity (ROE) sits at 12.51%. These robust metrics contribute to an overall health score of 9.6 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$59.0M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.nbbank.com

FDIC Certificate #: 6821

Specialization: Commercial Lending Specialization

Location

100 S Main St

Blacksburg, Virginia 24060

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