The First National Bank of Fort Smith

The First National Bank of Fort Smith is a currently active commercial lending specialization banking institution headquartered in Fort Smith, Arkansas. Established in 02/29/1872, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The First National Bank of Fort Smith manages $2.30B in total assets and holds $1.99B in customer deposits. When evaluating the stability of The First National Bank of Fort Smith, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.39%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.01%, while its Return on Equity (ROE) sits at 16.22%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.