The First National Bank of Ely

Chartered Bank Active FDIC Insured
Health Score
8.4 / 10

595 Aultman St, Ely, NV 89301

Financial Overview

Total Assets $132.5M
Total Deposits $124.4M
Profitability (ROA) 1.51%
Shareholder Return (ROE) 24.33%
Capital Cushion (Eq/Assets) 6.05%
Established 02/23/1907

Financial Health Analysis

The First National Bank of Ely is a currently active other specialized under 1 billion banking institution headquartered in Ely, Nevada. Established in 02/23/1907, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The First National Bank of Ely manages $132.5M in total assets and holds $124.4M in customer deposits. When evaluating the stability of The First National Bank of Ely, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 6.05%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.51%, while its Return on Equity (ROE) sits at 24.33%. These robust metrics contribute to an overall health score of 8.4 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$124.4M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.fnbely.com

FDIC Certificate #: 2273

Specialization: Other Specialized Under 1 Billion

Location

595 Aultman St

Ely, Nevada 89301

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