The City National Bank and Trust Company of Lawton, Oklahoma

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

500 Montgomery Sq, Lawton, OK 73501

Financial Overview

Total Assets $445.1M
Total Deposits $373.6M
Profitability (ROA) 1.46%
Shareholder Return (ROE) 11.09%
Capital Cushion (Eq/Assets) 13.01%
Established 03/23/1901

Financial Health Analysis

The City National Bank and Trust Company of Lawton, Oklahoma is a currently active commercial lending specialization banking institution headquartered in Lawton, Oklahoma. Established in 03/23/1901, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The City National Bank and Trust Company of Lawton, Oklahoma manages $445.1M in total assets and holds $373.6M in customer deposits. When evaluating the stability of The City National Bank and Trust Company of Lawton, Oklahoma, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 13.01%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.46%, while its Return on Equity (ROE) sits at 11.09%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$9.6M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.cnb1901.com

FDIC Certificate #: 4132

Specialization: Commercial Lending Specialization

Location

500 Montgomery Sq

Lawton, Oklahoma 73501

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