The Citizens State Bank at Mohall

The Citizens State Bank at Mohall is a currently active agricultural specialization banking institution headquartered in Mohall, North Dakota. Established in 06/01/1915, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The Citizens State Bank at Mohall manages $84.1M in total assets and holds $74.5M in customer deposits. When evaluating the stability of The Citizens State Bank at Mohall, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.87%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.13%, while its Return on Equity (ROE) sits at 10.20%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.