The Citizens Bank

The Citizens Bank is a currently active commercial lending specialization banking institution headquartered in Enterprise, Alabama. Established in 02/05/1946, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The Citizens Bank manages $250.7M in total assets and holds $207.3M in customer deposits. When evaluating the stability of The Citizens Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.82%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.92%, while its Return on Equity (ROE) sits at 10.33%. These robust metrics contribute to an overall health score of 9.3 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.