The Cape Cod Five Cents Savings Bank

The Cape Cod Five Cents Savings Bank is a currently active mortgage lending specialization banking institution headquartered in Hyannis, Massachusetts. Established in 03/16/1855, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The Cape Cod Five Cents Savings Bank manages $5.46B in total assets and holds $4.40B in customer deposits. When evaluating the stability of The Cape Cod Five Cents Savings Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.73%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.70%, while its Return on Equity (ROE) sits at 6.68%. These robust metrics contribute to an overall health score of 8.1 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.