The Brady National Bank
101 S Blackburn St, Brady, TX 76825
Financial Overview
Financial Health Analysis
The Brady National Bank is a currently active commercial lending specialization banking institution headquartered in Brady, Texas. Established in 07/10/1905, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, The Brady National Bank manages $161.5M in total assets and holds $147.3M in customer deposits. When evaluating the stability of The Brady National Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.33%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.26%, while its Return on Equity (ROE) sits at 15.40%. These robust metrics contribute to an overall health score of 9.3 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$147.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.bradynational.bank
FDIC Certificate #: 3109
Specialization: Commercial Lending Specialization