The Bank of Greene County
425 Main St, Catskill, NY 12414
Financial Overview
Financial Health Analysis
The Bank of Greene County is a currently active commercial lending specialization banking institution headquartered in Catskill, New York. Established in 05/18/1974, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, The Bank of Greene County manages $3.18B in total assets and holds $2.78B in customer deposits. When evaluating the stability of The Bank of Greene County, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.16%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.37%, while its Return on Equity (ROE) sits at 15.15%. These robust metrics contribute to an overall health score of 9.7 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$146.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.tbogc.com
FDIC Certificate #: 21591
Specialization: Commercial Lending Specialization