The Bank of Glen Burnie

Chartered Bank Active FDIC Insured
Health Score
3.2 / 10

101 Crain Hwy S, Glen Burnie, MD 21061

Financial Overview

Total Assets $380.4M
Total Deposits $357.5M
Profitability (ROA) 0.12%
Shareholder Return (ROE) 2.18%
Capital Cushion (Eq/Assets) 5.49%
Established 08/17/1949

Financial Health Analysis

The Bank of Glen Burnie is a currently active commercial lending specialization banking institution headquartered in Glen Burnie, Maryland. Established in 08/17/1949, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The Bank of Glen Burnie manages $380.4M in total assets and holds $357.5M in customer deposits. When evaluating the stability of The Bank of Glen Burnie, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 5.49%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.12%, while its Return on Equity (ROE) sits at 2.18%. These figures yield a lower health score of 3.2 out of 10, indicating potential areas for operational improvement and tighter capital management.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$59.6M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.thebankofglenburnie.com

FDIC Certificate #: 16820

Specialization: Commercial Lending Specialization

Location

101 Crain Hwy S

Glen Burnie, Maryland 21061

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