Texas National Bank of Jacksonville
300 Neches St, Jacksonville, TX 75766
Financial Overview
Financial Health Analysis
Texas National Bank of Jacksonville is a currently active commercial lending specialization banking institution headquartered in Jacksonville, Texas. Established in 03/19/1985, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Texas National Bank of Jacksonville manages $854.4M in total assets and holds $771.4M in customer deposits. When evaluating the stability of Texas National Bank of Jacksonville, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.46%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is -2.21%, while its Return on Equity (ROE) sits at -21.41%. These figures yield a lower health score of 3.8 out of 10, indicating potential areas for operational improvement and tighter capital management.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$85.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.txnationalbank.com
FDIC Certificate #: 26181
Specialization: Commercial Lending Specialization