Stockman Bank of Montana

Chartered Bank Active FDIC Insured
Health Score
9.9 / 10

700 Main St, Miles City, MT 59301

Financial Overview

Total Assets $7.68B
Total Deposits $6.32B
Profitability (ROA) 1.94%
Shareholder Return (ROE) 20.12%
Capital Cushion (Eq/Assets) 9.66%
Established 01/01/1944

Financial Health Analysis

Stockman Bank of Montana is a currently active commercial lending specialization banking institution headquartered in Miles City, Montana. Established in 01/01/1944, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Stockman Bank of Montana manages $7.68B in total assets and holds $6.32B in customer deposits. When evaluating the stability of Stockman Bank of Montana, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.66%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.94%, while its Return on Equity (ROE) sits at 20.12%. These robust metrics contribute to an overall health score of 9.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$134.5M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.stockmanbank.com

FDIC Certificate #: 16191

Specialization: Commercial Lending Specialization

Location

700 Main St

Miles City, Montana 59301

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