South Lafourche Bank & Trust Company
13226 W Main St, Larose, LA 70373
Financial Overview
Financial Health Analysis
South Lafourche Bank & Trust Company is a currently active commercial lending specialization banking institution headquartered in Larose, Louisiana. Established in 10/13/1967, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, South Lafourche Bank & Trust Company manages $177.4M in total assets and holds $147.4M in customer deposits. When evaluating the stability of South Lafourche Bank & Trust Company, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.21%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.91%, while its Return on Equity (ROE) sits at 8.03%. These robust metrics contribute to an overall health score of 9.1 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$49.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.slbank.com
FDIC Certificate #: 19755
Specialization: Commercial Lending Specialization