Security State Bank
506 S Main St, Scott City, KS 67871
Financial Overview
Financial Health Analysis
Security State Bank is a currently active agricultural specialization banking institution headquartered in Scott City, Kansas. Established in 04/21/1961, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Security State Bank manages $1.01B in total assets and holds $739.2M in customer deposits. When evaluating the stability of Security State Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.87%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.39%, while its Return on Equity (ROE) sits at 12.84%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$147.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.ssbscott.com
FDIC Certificate #: 18374
Specialization: Agricultural Specialization