Rollstone Bank & Trust

Rollstone Bank & Trust is a currently active commercial lending specialization banking institution headquartered in Fitchburg, Massachusetts. Established in 02/12/1846, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Rollstone Bank & Trust manages $836.0M in total assets and holds $683.9M in customer deposits. When evaluating the stability of Rollstone Bank & Trust, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.30%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.07%, while its Return on Equity (ROE) sits at 0.80%. These figures yield a lower health score of 3.8 out of 10, indicating potential areas for operational improvement and tighter capital management.