Pinnacle Bank
1401 N St, Lincoln, NE 68508
Financial Overview
Financial Health Analysis
Pinnacle Bank is a currently active commercial lending specialization banking institution headquartered in Lincoln, Nebraska. Established in 01/01/1880, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Pinnacle Bank manages $9.12B in total assets and holds $8.13B in customer deposits. When evaluating the stability of Pinnacle Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.31%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.45%, while its Return on Equity (ROE) sits at 15.24%. These robust metrics contribute to an overall health score of 9.7 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$113.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.pinnbank.com
FDIC Certificate #: 10634
Specialization: Commercial Lending Specialization