Patriot Bank

Patriot Bank is a currently active commercial lending specialization banking institution headquartered in Millington, Tennessee. Established in 10/09/2002, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Patriot Bank manages $430.2M in total assets and holds $382.4M in customer deposits. When evaluating the stability of Patriot Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.44%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.23%, while its Return on Equity (ROE) sits at 2.43%. These metrics result in a moderate health score of 5.2 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.