Palmetto State Bank

Palmetto State Bank is a currently active other specialized under 1 billion banking institution headquartered in Hampton, South Carolina. Established in 01/01/1907, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Palmetto State Bank manages $619.1M in total assets and holds $515.1M in customer deposits. When evaluating the stability of Palmetto State Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 13.08%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.77%, while its Return on Equity (ROE) sits at 5.93%. These robust metrics contribute to an overall health score of 8.1 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.