NEW FRONTIER BANK
1771 Zumbehl Rd, Saint Charles, MO 63303
Financial Overview
Financial Health Analysis
NEW FRONTIER BANK is a currently active commercial lending specialization banking institution headquartered in Saint Charles, Missouri. Established in 10/16/2000, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, NEW FRONTIER BANK manages $180.3M in total assets and holds $163.8M in customer deposits. When evaluating the stability of NEW FRONTIER BANK, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.65%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.03%, while its Return on Equity (ROE) sits at 11.54%. These robust metrics contribute to an overall health score of 9.5 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$54.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.newfb.com
FDIC Certificate #: 35597
Specialization: Commercial Lending Specialization