Midland Community Bank

Midland Community Bank is a currently active mortgage lending specialization banking institution headquartered in Kincaid, Illinois. Established in 03/29/1968, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Midland Community Bank manages $69.0M in total assets and holds $56.9M in customer deposits. When evaluating the stability of Midland Community Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 17.12%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.71%, while its Return on Equity (ROE) sits at 10.14%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.