Merchants & Farmers Bank & Trust Company

Merchants & Farmers Bank & Trust Company is a currently active commercial lending specialization banking institution headquartered in Leesville, Louisiana. Established in 01/01/1928, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Merchants & Farmers Bank & Trust Company manages $536.3M in total assets and holds $483.1M in customer deposits. When evaluating the stability of Merchants & Farmers Bank & Trust Company, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.56%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.91%, while its Return on Equity (ROE) sits at 9.52%. These robust metrics contribute to an overall health score of 9.4 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.