Logan Bank & Trust Company
43 Washington Ave, Logan, WV 25601
Financial Overview
Financial Health Analysis
Logan Bank & Trust Company is a currently active all other under 1 billion banking institution headquartered in Logan, West Virginia. Established in 11/24/1964, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Logan Bank & Trust Company manages $361.5M in total assets and holds $330.1M in customer deposits. When evaluating the stability of Logan Bank & Trust Company, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.31%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.39%, while its Return on Equity (ROE) sits at 16.91%. These robust metrics contribute to an overall health score of 9.3 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$55.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.