International Bank of Commerce

International Bank of Commerce is a currently active commercial lending specialization banking institution headquartered in Laredo, Texas. Established in 09/02/1966, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, International Bank of Commerce manages $9.89B in total assets and holds $6.52B in customer deposits. When evaluating the stability of International Bank of Commerce, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 20.54%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.80%, while its Return on Equity (ROE) sits at 13.74%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.