Greene County Commercial Bank
425 Main St, Catskill, NY 12414
Financial Overview
Financial Health Analysis
Greene County Commercial Bank is a currently active all other over 1 billion banking institution headquartered in Catskill, New York. Established in 05/20/2004, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Greene County Commercial Bank manages $1.41B in total assets and holds $1.29B in customer deposits. When evaluating the stability of Greene County Commercial Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.59%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.31%, while its Return on Equity (ROE) sits at 14.94%. These robust metrics contribute to an overall health score of 9.4 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$1.29B avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.