Great Southern Bank
218 22nd Ave S, Meridian, MS 39301
Financial Overview
Financial Health Analysis
Great Southern Bank is a currently active all other under 1 billion banking institution headquartered in Meridian, Mississippi. Established in 03/02/1902, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Great Southern Bank manages $342.8M in total assets and holds $310.1M in customer deposits. When evaluating the stability of Great Southern Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.64%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.64%, while its Return on Equity (ROE) sits at 8.13%. These metrics result in a moderate health score of 7.4 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$28.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.greatsouthern.bank
FDIC Certificate #: 8552
Specialization: All Other Under 1 Billion