FSNB, National Association

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

1420 Sw Lee Blvd, Lawton, OK 73501

Financial Overview

Total Assets $471.2M
Total Deposits $377.7M
Profitability (ROA) 2.78%
Shareholder Return (ROE) 16.70%
Capital Cushion (Eq/Assets) 16.73%
Established 07/01/1946

Financial Health Analysis

FSNB, National Association is a currently active other specialized under 1 billion banking institution headquartered in Lawton, Oklahoma. Established in 07/01/1946, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, FSNB, National Association manages $471.2M in total assets and holds $377.7M in customer deposits. When evaluating the stability of FSNB, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 16.73%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.78%, while its Return on Equity (ROE) sits at 16.70%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$5.6M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.fsnb.com

FDIC Certificate #: 16416

Specialization: Other Specialized Under 1 Billion

Location

1420 Sw Lee Blvd

Lawton, Oklahoma 73501

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