First Seacoast Bank

First Seacoast Bank is a currently active mortgage lending specialization banking institution headquartered in Dover, New Hampshire. Established in 01/01/1890, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, First Seacoast Bank manages $588.8M in total assets and holds $478.1M in customer deposits. When evaluating the stability of First Seacoast Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.83%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is -0.34%, while its Return on Equity (ROE) sits at -4.37%. These figures yield a lower health score of 3.1 out of 10, indicating potential areas for operational improvement and tighter capital management.