First Midwest Bank of Dexter
819 West Business Highway 60, Dexter, MO 63841
Financial Overview
Financial Health Analysis
First Midwest Bank of Dexter is a currently active commercial lending specialization banking institution headquartered in Dexter, Missouri. Established in 01/15/1964, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, First Midwest Bank of Dexter manages $663.0M in total assets and holds $527.0M in customer deposits. When evaluating the stability of First Midwest Bank of Dexter, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.16%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.77%, while its Return on Equity (ROE) sits at 17.94%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$65.9M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fmbdexter.unifi-digitalbanking.com
FDIC Certificate #: 19001
Specialization: Commercial Lending Specialization